All participants (Players, Coaches, Officials) must be registered with Rugby Australia in order to obtain coverage under the National Risk  Management and Insurance Programme. Participation in the National Risk Management and Insurance Programme is compulsory for all Clubs competing in competitions managed be Rugby Australia and/or Member Unions, and a National Participant Insurance Levy is payable by participants upon registration.

While the National Risk Management and Insurance Programme provides basic levels of cover for players and others participating in Rugby, it is not all encompassing (this is necessary to keep the cost of insurance affordable for all players) and does not seek to replace the need for other insurances. Rugby Australia encourages all players and officials to take out their own private health insurance and consider additional insurance cover to suit their individual circumstances e.g. income protection.

Many insurers have now excluded COVID-19 from insurance policies and the National Risk Management and Insurance Programme has been impacted by that. It is important for clubs to follows their COVID Safety Plan and keep up to date with information and regulations from relevant health and government bodies.

A very brief summary of cover benefits under the National Risk Management and Insurance Programme is below. Full details can be found here

For information on how to make an insurance claim, click here

Please notify the club of any serious injuries and insurance claims so we may be able to assist you with injury reports and declarations, if needed.